Plus access to American Express® benefits3


Items stolen or damaged?
We’ve got you covered.

Zero fraud

If you’re not the one buying,
we’re not charging.

ID theft

We’ve got the peace of mind
you’re looking for.

Download the App for Your Favorite Card

Manage your account, make a payment, and redeem your cash back, all in one place.

Download on the App Store
Get it on Google Play

Your questions answered

If you're ready to apply, go here, or select the Apply now button.

No, there is no annual fee associated with this card.2

No, Bread Cashback does not charge a fee for using your Bread Cashback Card for foreign currency transactions.2

It’s easy—when you use your Bread Cashback Credit Card, you earn 2% unlimited cash back on everyday purchases with no caps, opt-ins or categories to manage.1

You can sign in to Account Center to request reward redemption. There are no minimum rewards amount thresholds you need to meet and cash back does not expire. So, sign in and request your cash back rewards however and whenever it’s most convenient to you. Your Bread Cashback Card provides the choice of direct deposit or statement credit. Please reference the Rewards Terms and Conditions for full program details.

There is no maximum on everyday purchases. Use your card everywhere American Express is accepted and earn 2% cash back. Bonus cash back for special offers may have a maximum amount that can be earned as part of the promotion.

Please reference the Rewards Terms and Conditions for full program details.

Cash back rewards do not expire. Rewards are subject to Rewards Terms and Conditions.

Need more help?